Timing is everything!

MAY Replace your fridge.
Since new appliances often debut in summer, you'll spend less toward the end of spring, when stores clear their stockrooms of older models.

JUNE Build up your Toolbox
During the weeks before Father's Day, hardware chains tend to offer promotions on drills, saws and more to lure gift shoppers.

JULY Swap out your sofa
As retailes make room for fall furniture, discontinued items go for a fraction of their original price. Want a real steal? go for a floor sample.

AUGUST Indulge in a bauble
December and February are among the busiest times for jewelers, however LATE summer not so much. Get a gem of a bargain on everything from watches to rings.