August Newsletter
Everyone has talent. What's rare is the courage to follow it to the dark places where it leads.
~Erica Jong
Featured In This Issue
Special Days and Events
A lost-wallet checklist for summer travelers
Cooking Corner
Special Days and Events
August 1st – Islamic Ramadan
August 7th – Friendship Day
August 15th – Assumption Day
August 19th – National Aviation Day
August 26th – Women's Equality Day
August 30th – Islamic Eid-ul-Fitr
The birth flower for August is the Gladiolus. The birth stone for August is the Peridot.
A Lost-Wallet Checklist for Summer Travelers
(ARA) - Bad weather, delayed flights, a stomach bug - of all the annoyances that can derail your summer vacation, a lost or stolen wallet has to rank toward the top of the list in terms of inconvenience. But while you'll recover from that virus and the sun will come out (eventually), losing your wallet and all the personal identifying information in it can have disastrous and long-term consequences.
"Your wallet is like a miniature directory of your identity," says Jennifer Leuer, senior vice president of Experian Consumer Direct, which owns ProtectMyID. "If you lose it, or it's stolen while you're on vacation, the impact on your life can last long after the vacation is over, especially if the personal information in your wallet falls into the hands of identity thieves."
Identity theft is one of the fastest-growing types of crime in the United States, and most of it occurs in traditional ways, including a lost or stolen wallet. Even if you're a cautious traveler, sometimes the unthinkable happens and your wallet disappears from your possession. If that happens, responding quickly with a pre-planned checklist of what to do can help minimize your risk of becoming an identity theft victim.
The identity theft prevention experts at ProtectMyID offer this lost wallet checklist.
Before you go:
* Remove from your wallet any cards you don't need. Only carry the credit card you will use on your trip. Since you'll be on vacation, you can leave at home your wholesale club membership card or your library card. You won't need them, but a clever identity thief could use the information on them. Never carry your Social Security card in your wallet.
* Write down in a notebook all the information from the front and back of your credit and debit cards, driver's license, medical insurance card and other important cards. Keep the list in a secure place at home.
If the worst happens:
* Call credit and debit card issuers, your medical insurance company and your state driver's license bureau immediately when you realize your wallet has been lost or stolen. Ask for new account or identification numbers and verify that the old numbers are no longer active.
* File a police report with local law enforcement where you're vacationing. If identity thieves do use your information, having a police report of the lost or stolen wallet will help establish credibility. Get a copy of the report for your personal records. It may come in handy later if you need to challenge fraudulent charges or activity on your accounts.
* Notify the credit bureaus and ask for fraud alerts on your account. This can help prevent thieves from using your information by notifying you when someone tries to open a new account in your name.
In the aftermath
* Monitor your accounts. You may need to keep a watchful eye for several months. Review each account statement carefully, looking for purchases, transactions or services you didn't authorize or receive. If you suspect fraud, call the number on your statement immediately.
* Consider a protection product like ProtectMyID that can help you detect identity theft, protect against it and resolve the situation if you're a victim while you're enrolled. It works by monitoring for more than 50 indicators of fraud daily, performing daily Internet scans for your personal information, and alerting you when key changes occur.
"Travelers should take preventative steps to minimize their exposure in case their wallet is lost or stolen," Leuer says. "Acting quickly if loss occurs can help reduce the risk of identity theft."
Courtesy of ARA Content
Cooking Corner
Roman-style Chicken
Courtesy of Food Network/Giada De Laurentiis
Ingredients:
4 skinless chicken breast halves, with ribs
2 skinless chicken thighs, with bones
1/2 teaspoon salt, plus 1 teaspoon
1/2 teaspoon freshly ground black pepper, plus 1 teaspoon
1/4 cup olive oil
1 red bell pepper, sliced
1 yellow bell pepper, sliced
3 ounces prosciutto, chopped
2 cloves garlic, chopped
1 (15-ounce) can diced tomatoes
1/2 cup white wine
1 tablespoon fresh thyme leaves
1 teaspoon fresh oregano leaves
1/2 cup chicken stock
2 tablespoons capers
1/4 cup chopped fresh flat-leaf parsley leaves
Directions:
Season the chicken with 1/2 teaspoon salt and 1/2 teaspoon pepper. In a heavy, large skillet, heat the olive oil over medium heat. When the oil is hot, cook the chicken until browned on both sides. Remove from the pan and set aside.
Keeping the same pan over medium heat, add the peppers and prosciutto and cook until the peppers have browned and the prosciutto is crisp, about 5 minutes. Add the garlic and cook for 1 minute. Add the tomatoes, wine, and herbs. Using a wooden spoon, scrape the browned bits off the bottom of the pan. Return the chicken to the pan, add the stock, and bring the mixture to a boil. Reduce the heat and simmer, covered, until the chicken is cooked through, about 20 to 30 minutes.
If serving immediately, add the capers and the parsley. Stir to combine and serve. If making ahead of time, transfer the chicken and sauce to a storage container, cool, and refrigerate. The next day, reheat the chicken to a simmer over medium heat. Stir in the capers and the parsley and serve.
Photograph courtesy of FoodNetwork.com
Hope You've Enjoyed August's Newsletter.
Please call or send an e-mail if you have any questions about buying, selling, or investing in real estate.
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Respectfully Gloria Benaroch "Fluent in French, German and Russian"
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Gloria Benaroch-Garland
Coldwell Banker
Direct: 7322454031
Office: 7328423200 x118
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Email me at:
Gloria@GloriaB.com
Visit my website at:
http://RumsonNJ.com
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