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February 2007
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April 2007

March 2007



Imagine there is a bank that credits your    account each morning with $86,400.

It carries over no balance from day to day.

Every evening deletes whatever part of the balance you failed to use during the day.

What would you do? Draw out ALL OF IT, of course!!!!

Each of us has such a bank. Its name is TIME.

Every morning, it credits you with 86,400 seconds.

Every night it writes off, as lost, whatever of

this you have failed to invest to good purpose.

It carries over no balance. It allows no overdraft.

Each day it opens a new account for you.

Each night it burns the remains of the day.

If you fail to use the day's deposits, the loss is yours.

There is no going back. There is no

drawing against the "tomorrow."

You must live in the present on today's deposits.

Invest it so as to get from it the

utmost in health, happiness, and success!

The clock is running. Make the most of today.

To realize the value of ONE YEAR,

ask a student who failed a grade.

To realize the value of ONE MONTH,

ask a mother who gave birth to a premature baby.

To realize the value of ONE WEEK,

ask the editor of a weekly newspaper.

To realize the value of ONE HOUR,

ask the lovers who are waiting to meet.

To realize the value of ONE MINUTE,

ask a person who missed the train.

To realize the value of ONE-SECOND,

ask a person who just avoided an accident.

To realize the value of ONE MILLISECOND,

ask the person who won a silver medal in the Olympics.

Treasure every moment that you have!

And treasure it more because you shared it with

someone special, special enough to spend your time.

And remember that time waits for no one.

Yesterday is history. Tomorrow is a mystery.

Today is a gift. That's why it's called the present!!!

Friends are a very rare jewel, indeed.

They make you smile and encourage you to succeed.

They lend an ear, they share a word of praise,

and they always want to open their heart to us.

The Language of Flowers

The Language of Flowers

A red rose means ‘I love you’ is just the beginning. Here are some of my favorite plants and meanings Victorians gave to them.

Azalea first love

Clover (white) good luck

Coreopsis always cheerful

Cornflower healing properties, felicity

Dianthus (red) lively and pure affection

Heliotrope accommodating disposition

Ivy friendship

Johnny jump up happy thoughts

Lamb’s Ear gentleness

Love in a mist kiss me twice before I rise

Mint warmth of feeling

Oregano joy

Pansy loving thoughts

Rosemary devotion

Salvia (red) energy and esteem

Scented Geranium preference

Thyme courage

Wallflower fidelity in adversity

Yarrow health, dispels melancholy

Zinnia thoughts of absent friends

Internet Tips & Tricks

February 2007 Stealthlink Updates

·  Anti Virus Solution For Tightwads!

·  Get Off Those Mailing Lists! 1-888-5OPTOUT (1 888 567 8688)

·  Scrub - Erase - Remove

· Get Even With The Road Ragers!

·  A Voice To The Future!

·  File Conversion Made Simple!

·  Sleeping In Airports!

December 2006 Stealthlink Updates

· world's largest buildings database!

· tech tv on demand!

· flu shot locator

· avoid the "gotchas"!

· real estate trends at your fingertips!

· sign your paychecks over to uncle sam!

· try this internet clipboard!

· never type again!


I don't want fifteen minutes of fame.
I want a life.
I want to choose the best.
I know the best are selectively chosen.
I don't want to work for a company.
I want to build one.
But the rest of my goals are long term.
The results of my day to day determination.
I redefine the word consistency.
Along the way there will be moments of brilliance.
I will be sure to make them all count.
I am sure the moments will add up to something greater.
A record of excellence.
A plaque in a hall.
I will always believe in the ideal.
Ideally, the best.
I hope to be remembered.
Not just recalled.
I hope to make a difference.
I hope that someday everyone would...









(Will the answers to these questions help me get more cash for my home, in a shorter period of time and with the greatest of ease?)






1.   Does the house or any part of the house need painting?




2.   Shall I re-seed the lawn and get my landscaping in top shape?




3.   What about the window & screens? Any holes or cracks? Do they work will or do they need attention?




4.   Does the carpet need cleaning?  How about replacing?




5.   Are pets under control at all time?




6.   Are all appliances in good working order?




7.   Should I stay out of a prospective buyers’ way?




8.   What is the buyers’ first impression of the exterior of our house?  What can I do to improve it?




9. What is the buyers’ first impression as they step inside my house?  What can I do to improve it?


10.  Since the buyer will be looking in the closets, should I take some of the clothes out to make them look roomier?




11.  Can I take items from the kitchen cabinets to make them more spacious?




12.  Is there any furniture I could store or dispose of to make rooms appear larger?




13.  Do any cabinets need to be touched up or refinished?




14.  Should I remove an ornate item that a buyer may want as part of the house?  For example, a special chandelier?




15.  What about the door mats? Should I replace them with new ones that are neutral and omit our family’s name?




16.  Should I give my real estate agent a list of things my family likes about the house and our neighbor hood?




17.  Should I ask my real estate agent for a list of recommendations prepared specifically for helping market  my house?




18.  Is the price and terms offered going to appeal to most of the buying public in by my price range?




19.  Do I need to be aware of other houses similar to mine also being offered for sale?




20.    Are the garage and storage areas as clean and neat as the should be?




21.  Before spending needless time and money, should I consult with my Coldwell Banker agent, Gloria B?






















Enhancing The 3 Main Rooms In The Home

Enhancing The 3 Main Rooms In The Home

1.     Kitchen

Light and airy kitchens set the tone for the rest of the home. Thoroughly clean the windows, floors and counters. Then replace with necessary items such as greenery, pottery and linens. Open the curtains turn on the lights and set the table with your best china! If your kitchen appears small, take out extra chairs and tables leaves. Also, try re-positioning your table for a better effect visually.

Your best investments are: A new tablecloth, place mats, area rug, valances, plants and fresh flowers.

2.     Bathroom:

What’s your best investment in this room? A new shower curtain, coordinating towels and bathroom rug. Simply, they make the biggest impact because they cover the most space visually. Clear off un-used items on the vanity and replace with just a few attractive soaps, magazines and towels.

3.     Master Bedroom:

Remove any clutter. Any pieces that are overcrowding the room. Soften the harsh lines with fabrics and plants and, make sure it’s light, airy and comfortable. Re-arrange furniture when necessary, to appear spacious.

Your best investment: An attractive comforter, throw pillows and matching valances. A few well placed pictures (hung at eye level)

"A Quick Fix"

“A Quick Fix”

Focus on:

1.      Identifying the focal points in the 3 most important rooms: Kitchen, Master Bedroom and Baths.

2.      Furniture placement.

3.      Lighting

4.      Accessories

“Assessing A Home”

-         3 Key Points- Comfort, Style Warmth and Character.

1.      Starting at the front door. Ask yourself….

What is your true 1st impression?

Remove the screen door and place potted flowers by the entrance. Yards should be freshly mowed and trimmed. And don't’ forget, a fresh coat of paint on the front door and hang a wreath, and you are on your way to a beautiful 1st impression!

2.      As you open the door, is it bright and inviting? Or dark and uninviting? Now, open the curtains and turn on all the lights (yes, even in the daytime) does the living room feel spacious and bright? To make a room appear spacious, simply rearrange the furniture. Sometimes a new layout can change the entire personality of the home. A quick inexpensive way to enhance your living room is to buy throw pillows, fresh plants and flowers. For those bare corners, use inexpensive decorator round tables with charming linens, and top the tables with family photos and other interesting items. Remember work with odd numbers. It is more pleasing to the eye. From doing this simple task, you can fill space with warmth, character and all very inexpensively. For a fireplace mantel, start with 1 large picture, place larger items 1st and then fill in the rest of the space with smaller items of interest.

3.      Mirroring the Space:

Strategically placed mirrors will always visually expand and brighten any room.

Checklist for Moving

Your Checklist for Family Moving

Send Change of Address to:

q Post Office: Give forwarding address

q Charge Accounts, Credit Cards

q Subscriptions: Notice requires several weeks.

q Friends and Relatives

Utility Companies   q NJ Natural Gas  1-800-221-0051



Central Power & Light 1-800-662-3115




Comcast Televsion Cable

water,  cable, perhaps fuel; get refund of   any  deposits made; Arrange for new service.

                                  Bank   q Transfer Funds, Arrange check cashing in

new city

, or area.    


                          Insurance   q Notify of New Location for coverage: Life, Health, Fire, and     Auto.   

Automobile Registrations    q Transfer of car title registration; also Driver’s License; Motor Club Registrations


                   School Records  q Ask for copies or transfer of children’s records.

  Church, Club, Civic Org.  q      Transfer memberships; get letter of introduction

                                     Pets  q Ask about Regulations for licenses, vaccinations & tags, etc.

And Don’t Forget …

q Empty Freezer; plan use of foods

q Place charcoal or baking powder in Refrigerator/Freezer to dispel odors

q Clean Rugs and/ or clothing before moving

Moving Day…

q Plan for transporting Pets

q Double check closets, drawers, shelves, garage, attic to be sure they are empty

q Leave old keys needed by New Owner or tenant with the Realtor

Money Saving Tips

Piggybank Money Saving Tips

·        Freshen up paint – Only where needed

·        Have carpets cleaned (Chem –dry does a great job) And use area rugs over the carpet in hallways and focal points,

·        Re-arrange furniture for best impact. Make sure that focal points and furniture groupings have the proper lighting. Use inexpensive lamps when needed, it’s the light that accents the accessories that make the greatest impact.

·        Use fresh flowers in living rooms, kitchen and master bedroom when possible

·        Don’t re-landscape your yards! Instead, mow and trim bushes and add some colorful flowers for the front yard and on the front porch or by the front door.

·        Re-paint kitchen and bathroom cabinets when needed, instead of replacing.

·        Put brighter light bulbs for more effect.

·        Clean or replace switchplate covers where needed

·        Replace toilet seats and shower curtains

It’s Show Time Check List

Checkmark ·         Daily To Do List

1.  Make beds and put away clutter

2.  Vacuum and sweep floors

3.  Pick up kids toys

     4.  Open all curtains and drapes

     5.   Turn on lights day or night