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April 2008

House Sales are on the rise..

however the prices are still dropping. From January of this year to end of March the average SOLD house price has dropped approximately 15%.  Between the interest rates being low and the house prices dropping the the result is that the real estate market is ACTIVE!!!

This will be THE YEAR TO BUY AND SELL your house!

Go to for more updates on statistics.


JUMBO loans are available and at a good rate

With all the hype and bad news out there people are wondering whether they can still get a loan for JUMBO mortgages. The Answer is YES!!

My friend and business advocate Michael Tafuri says it is possible and he works for a company that specializes in nich market.

Some pointer he gave me are

April 24 2008 the rate for a loan over $1.5 million is 6.5% for a 30 year fixed.


If the rate goes lower by the closing date the for $350.00 at the closing you can get the lower rate.

You never have to refinance because the loan can be modified and this is a portfolio lender

If you have an interest and want more information his contact info is:

Michael Taffuri, Senior Loan Officer
Investor Savings Bank subsidiary ISB Mortgage Co. LLC
Cell: 201-679-3087
email: [email protected]

PLEASE let him know you found him through me. Thank you!

Also here is the link to their rate page

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As you can see from the chart above the MARKET IS ALIVE AND MOVING!
Houses under contract are up 45% from last month!

The interest rates are still at an historic LOW!
PRICES of houses are LOW!
NEVER before have the low prices of houses AND
the low interest rates been TOGETHER at THE SAME TIME!
All indications are at the END of this YEAR interest rates will be on the rise around 8% +/- because of the recession.

Go OUT start LOOKING and then CALL ME!!!  732-245-4031

While you think you are losing money because you are selling low REMEMBER you are BUYING LOW with LOW INTEREST rates.
You will be starting on building your equity in the house you purchase now!
So again NOW IS THE TIME TO SELL IF you want to move UP and build equity.

2008 What's in with Buyers

1.With inventory swelling buyers want Newly updated kitchens and baths, pristine conditions and a perseption of value.

2.Destination Bathrooms a "getaway" with multiple task areas, free standing tub, multiple flat screen tv's, wirteless internet so you don't miss anything while bathing, primping or lounging.

3.Pet Showers. Dedicated dog showers is the emerging trend, either in a mud /utility room or garage corner or basement. Pet showers are all about covenience for both the pet and pet lover.

4. Great rooms have replaced the living room. Informal lifestyles, casual eating, cooking and living spaces are combined so family and friends can congregate together.

5. While many homes have been empty on the market Staging is the buzz word however it must be done with thought and not just left overs left behind. Neutral pallettes, personal objects, thoughtful furniture rental and something in the refrigerator says to buyer "hhmmmm" maybe someone lives here.

6. Outdoor spaces that look interior. massive soaring fireplaces of cut stone, heated flooring and walkways, entertaining sized  custom outdoor kitchens and indoor looking artwork for the outside, fabrics and finishes.

7. Green is IN!!! How green is your home? Energy friendly mechanical systems, appliances all reduce the need for fossil fuel.

8.Monitoring & Controlling hand held devices. Did you forget to turn off the coffee maker? wnat to close the blinds, turn the heat down or the air up? Ltest technology utilizes hand held devices to open/close blinds, turn on/off ights or let Fido out the elctronic door.

9.Functional outdoor space, not the appendage hanging off the building. Real Balconies with room for a grill, comfortable table and chairs. That's what buyers are craving in outdoor space 2008