Jersey Shore Real Estate

Breakfast with Santa through out the State

December 09, 2013

Breakfast with Santa through out the State

Sahara Sam’s Water Park (West Berlin) December 7, 8-10am Kick off the season with a visit to Sahara Sam’s Water Park to see Santa, play games with Pickles the Elf and dig into a hot breakfast buffet. Admission to the park is included. Tickets are $32.95 per person and must be purchased by December 4th. Children 2 & under are free. 856-767-7580

James J. Cullen Center (Hazlet) December 7, 9-11:30am Bring the kids to visit Jolly Old St. Nicholas at this holiday event hosted by the Hazlet Recreation Commission. Enjoy a continental breakfast and join in the festivities. Don’t forget your camera! Admission is free. 732-739-0653

The Inn of Cape May (Cape May) December 7 & 14, 10am Santa is waiting to meet your children and hear their Christmas requests. A breakfast buffet will be served, and special treats for the kids will be available. Tickets are $15 for adults, $10 for children 12 & under. 609-884-5404

Camden Children's Garden (Camden) December 7, 14 & 21, 10am & 12:30pm (only 10am on 12/14) Enjoy a yummy meal with Santa at the beautiful Camden Children's Garden. Admission price includes brunch buffet, access to the garden and commemorative photo with Santa, along with two free rides and special holiday activities. Tickets are $26 per person, $20 for kids 2 and under. Advance reservations required. 856-365-8733

The Atlantic Club (Manasquan) December 14, 15, 21 & 22, 8:30am & 11am Join Santa and Frosty, along with Santa’s Elves & Reindeer, for a breakfast buffet at The Atlantic Club. Santa is available for photos (bring your own camera) and all children will participate in a holiday craft. Tickets are $15 for adults, $10 for children under 13, free for children under 2. Purchase tickets in advance at the Front Desk. 732-223-2100

Imagine That!!! (Florham Park) December 14, 15 & 21, 10am Kids can visit Santa and his elves, share a breakfast snack, and then stay to play at the museum all day! Please bring along your camera for photos. Admission is $14.99 per child and $12.99 per adult, if purchased in advance. 973-966-8000

Fred & Ethel’s Lantern Light (Smithville) December 14 & 21, 10am Located in the heart of Historic Smithville, Fred & Ethel’s offers delicious comfort food in a cozy environment. Join them for this special event featuring a buffet breakfast and pictures with Santa. $10.95 per person, free for children 3 & under. Reservations required. 609-652-0544.

Mt. Carmel Society (Berkeley Heights) December 15, 7-10am or 11am-2pm This festive celebration features a breakfast buffet with Santa, Mrs. Claus and their elves. The choices include pancakes, eggs and muffins, as well as coffee, tea and hot chocolate. Children will enjoy music, special gifts from Santa, and more. Bring along their letters to Santa and he'll bring them back to the North Pole! Tickets are $15 for adults, $10 for children 5-12 and free for kids 4 and under. Tickets are available for purchase online.

The Bernards Inn (Bernardsville) December 15, 9:30am-2:30pm An elegant breakfast buffet, including made-to-order omelettes, pancakes and salads, is reason enough to visit The Bernards Inn. A traditional Gingerbread House will be on display, as well as holiday treat tables for the klds with cookies, cupcakes and more. Santa is also available to pose for photos with your children. $35 for adults, $20 for children 5-12, free for children under 5. 908-766-0002

Laurita Winery (New Egypt) December 21 & 22, 9-10:30am There’s something for both big and little kids to love at this event! Enjoy a yummy breakfast buffet and pose for photos with Santa. Be sure to take a scenic wagon ride through the vineyard too. Complimentary digital photos with Santa are included. $11.50 for adults, $8.50 for kids ages 6-12, free for children 5 and under. 732-542-5050

Liberty Hall Museum (Union) December 22, 9-11am or 11:30am-1:30pm Liberty Hall will be festively decorated for the holidays—sit down for breakfast with Santa, then tour the museum after your meal. A hot breakfast buffet and photo in Santa’s sleigh are included. Admission is $25 per adult, $20 per child. Reservations are required. 908-527-0400

Posted at 09:10 AM | Permalink | Comments (0)

Blood Drive December 28 at Monmouth Mall 11am to 5pm

December 09, 2013

BLOOD DRIVE

coordinated by Central Jersey Blood Services

$10 gift card for every donor!
Bloodmobile to be located between Macy's & Buffalo Wild Wings

To schedule an appointment, please call 732-842-5750x225 or visit www.cjbcblood.org and click on "donate now".
11:00 AM To 05:00 PM

Posted at 09:08 AM | Permalink | Comments (0)

Breakfast with Santa at Monmouth Mall December 14

December 09, 2013

BREAKFAST WITH SANTA

                                                     ADVANCE RESERVATIONS REQUIRED!

$7.00 per child (non-refundable)
Enjoy breakfast and a personal visit from Santa as he makes his way from table to table to say hello to all the good girls and boys! There’s always a special treat and lots of fun! Bring your camera to capture those special photo opportunities.

Space is limited! For reservations, please visit Monmouth Mall Customer Service in person. Register early to avoid disappointment.

Admission includes:

•Child-Size Deluxe Breakfast from Burger King
•Visit with Santa
•$ 5.00 Monmouth Mall Gift Card
•$ 2.00 coupon for “Santa & Me” Photo
•Entertainment & Crafts
•Special gift from Santa

Posted at 09:06 AM | Permalink | Comments (0)

Urgent Please Read! latest provision of the Dodd-Frank Act effective Jan 10 2014

December 08, 2013

As we know, the Dodd-Frank Act was implemented in 2010. This was enacted to ensure Borrowers were protected and that Borrowers have the ability to repay a Mortgage Loan. As most agree, the Act is a bit restrictive against a home buyer or home owner and will only hurt the housing recovery process.

The latest provision of the Dodd-Frank Act (consisting of over 30,000 pages, so I have been told) will take effect Jan. 10, 2014. This new regulation from the Federal Consumer Financial Protection Bureau simply put is designed to make sure lenders make loans only to borrowers who can repay them.

Unlike past years, the Dodd-Frank Act going into effect will affect the buyer who plans to finance their purchase. These new rules appear to be more restrictive, making it more difficult for a buyer to get pre-qualified to finance a home purchase.

Generally, it will require any lender to only lend money to a borrower where the lender has made a good faith and reasonable determination, based upon verified and documented information, that the borrower will have a reasonable ability to repay the loan.

A lender must meet a check list of items. Some of which are as follows:

• Loan provides for regular periodic payments that are substantially equal.

• Loan terms cannot exceed 30 years

• Borrower’s monthly debt to monthly income cannot exceed 43 percent ( currently some loans get approved up to 50 percent)

• Lender must verify borrower’s current expected income and debt obligations ( Stated Income programs will be discontinued)

- Reverse Mortgages- must verify income to ensure homeowner can pay monthly property taxes, Home Owners Insurance, and Association Dues( if applicable)( Currently no income docs are required)

Please note this partial list of requirements is subject to change and may be modified prior to implementation. Also, the Debt to Income ratio for FHA loans remains unchanged at this time. Loans may still qualify up to a 56.9% ratio for FHA programs.

Posted at 04:25 PM in 1-Market Watch | Permalink | Comments (0)