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November 2014
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January 2015

December 2014

I hope this little story clears up any misconceptions. MERRY CHRISTMAS.





Subject: OH, SANTA!!

* * * * * * * * *

When four of Santa's elves got sick, the trainee elves did not produce toys as fast as the regular ones and Santa began to feel the pre-Christmas pressure.

Then Mrs. Claus told Santa her mother was coming to visit, which stressed Santa even more.

When he went to harness the reindeer, he found that three of them were about to give birth and two others had jumped the fence and were out, Heaven knows where.

Then when he began to load the sleigh, one of the floorboards cracked, the toy bag fell to the ground and all the toys were scattered.

Frustrated, Santa went into the house for a cup of apple cider and a shot of rum. When he went to the cupboard, he discovered that the elves had drunk all the cider and hidden the liquor.

In his frustration he accidentally dropped the cider jug, and it broke into hundreds of little glass pieces all over the kitchen floor. He went to get the broom and found that the mice had eaten all the straw off the end of the broom.

Just then the doorbell rang, and an irritated Santa marched to the door, yanked it open, and there stood a little angel with a great big Christmas tree.

The angel said very cheerfully, "Merry Christmas, Santa. Isn't this a lovely day? I have a beautiful tree for you. Where would you like me to stick it?"

And so began the tradition of the little angel on top of the Christmas tree.

Not a lot of people know this.


(Mini Motivation) Quick! Make More Space in These 3 Places Today from Jamie Novak 12-15-14




Here’s How to Make More Space in These 3
Places Today


You can put an end to cramming coats into closets, wedging glassware
into cabinets and jamming food containers into the fridge!
Solve your space issues by taking
a few quick minutes to make room now.

This is by no means a suggestion to re-organize all your
closets. It is also not an invitation to empty out all your
kitchen cabinets or even pull the food out of the fridge. There will be
time for that later, after the holidays when you are less busy.
Right now – we’re in crunch mode.
What I’m talking about is a quick (3 minutes or less) pare down of
three keys spaces. Ready?

1. Coat Closet
The time to realize you need more space in your coat closet is not when
your guest is slipping off his or her coat. Open the door to the coat
closet now and pull out a few things from w…a…y in the
back.
After you wiggle out a few items from the way back they can go directly
into a bag for donation is you find yourself asking:

“What is this?” or
“When did I get this?” or
“Where did this come from?”

Otherwise find them a new place to live in your home or relocate them
temporarily. Even if you have to take your coats out of the closet to get
your guest’s coats in you’ll be glad you did when you are able
to welcome your guest and offer to take their coat without directing them
to just ‘toss it on the bed.’

2. Glassware Cabinet
Seriously how many glasses do you need in that cabinet? A sure sign you
could use a quick pare down is if you risk an avalanche of tumblers, travel
mugs and wine glasses every time you open the cabinet door!
Take a moment now to move out the over-sized, plastic Margarita glasses
you bought to use in the summer (but never did.) Then make sure guest
appropriate glasses are front and center so you can direct a guest to grab
a glass if they need one. Plus it just makes it less dangerous for
anyone to open the cabinet.

3. Fridge Shelves
More food is coming. Make room today by tossing unidentified foods that
have a high probability of making you sick if you eat them. Check out StillTasty.com if you are unsure about food expiration
dates.
I like to use baskets on some shelves to group and contain specific
foods like all the fixings to make a sandwich. This makes it easier to pull
everything out at one.
This is also the ideal time to measure for width or height if you know
you have a specialty size dish you’ll have to fit into the fridge
like a deviled egg platter or two tiered trifle dessert. Adjust the
shelves accordingly now, not when you have 24 eggs slipping and sliding on
a platter.
That’s it! Sometimes it is the little things that
make the biggest impact. Taking a few minutes to make space now can save
you lots of time in the future. So where do you need to make space
first? Click
here to let me know.


And finally, as you can see I am still
experimenting with how to format this newsletter so it is easy for you to
read but also allows for us to share ideas and ask questions.
Thank you for all your comments and
suggestions. And thank you for your patience as I try out
ideas.
I think I may have found a good mix of the
old version and new way.
I’ll put the entire newsletter in
the email so you do not have to click to read the rest.
But if you want to comment, ask a question or share your idea (and I hope
you will) I’ll give you the link to my site where you can do
that.
I’ll also tell you about a few great
things you might have missed. If any of those interest you all you have to
do is click the link to read more.
Did
you miss this?


The
Twinkle Snow Light Even a Non-Crafter Can Make
Secrets
of an Organized Fridge
The
One Stocking Stuffer Everyone Needs But You Don’t Think About
Buying

Wishing you a
clutter-free holiday,

Jamie
PS Click
here
if you would like a list of the upcoming live events in
NJ. 


2015 Events

All events are free and open to the public.
Remember friends don’t let friends organize alone, make a night
of it and bring a friend or two!
New Year No
Clutter


Sunday January 11, 2015 2pm

East Brunswick Public Library

Address: 2 Jean Walling Civic Center, East Brunswick, NJ
08816

Phone:(732) 390-6950

Directions to the library
 
New Year No Clutter

Thursday January 15, 2015 4pm
Hackettstown Free Public Library

Address: 110 Church St, Hackettstown, NJ 07840

Phone:(908) 852-4936

Directions to the library

New Year No Clutter
Thursday January 22, 2015 7pm
Chester Public Library
250 W Main St, Chester, NJ 07930

(908) 879-7612

Directions to the library

New Year No Clutter
Sunday January 25, 2015 1:30pm
Franklin Township Public Library

485 DeMott Lane
Somerset, NJ 08873
(732)873-8700
Directions to the library

 

New Year No Clutter

Thursday January 29, 2015 7pm

Oakland Public Library

2 Municipal Plaza, Oakland, NJ 07436

(201) 337-3742

Directions to the library
 
Spring Organizing

Thursday March 12, 2015 7pm
South River Public Library
55 Appleby Ave.
South River, NJ 08882
(732) 254-2488
Directions to the Library

Spring Organizing

Wednesday March 18, 2015 7pm
Whippanong Library
1000 Route
10
Whippany, NJ 07981
(973) 428-2460Directions to Whippanong Library

Spring Organizing
Monday March 30, 2015 7pm
Little Falls Public Library

8 Warren St.

Little Falls, NJ 07424
(973) 256-2784
Directions to the Library

Quick Links:

Jamie
on twitter 
 Jamie
on facebook

 

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Bite Size Living ™ is written and produced by Jamie Novak. If you
have any questions or comments, or for reprint permission of this
newsletter, please email [email protected]. ©
Copyright All rights reserved. Novak Organizing LLC 401 US Highway 22 North
Plainfield NJ 07060
This email may contain affiliate links. If you click on these links and
complete a purchase I may receive a commission from that sale. If at any
time you prefer to use a non-affiliate link let me know and I can direct
you to the product.
Hit reply with the word unsubscribe and I'll do it for you or you may click here to unsubscribe from this list
if you no longer wish to receive our emails.

Market Watch Update




Real Estate market conditions change often and quickly which is why I send my clients and friends a new and very timely newsletter called Market Watch. This free Newsletter is filled with insight and statistics about the current real estate market using actual MLS data. Click here to access the reports and select the area you are interested in seeing. If you would like to see a report more specific to your town or another town you are interested in, just let me know and I will be happy to develop a custom report for you.

Enjoy!

 

 
  

  Respectfully, Gloria Benaro ch, Broker Associate 732.245.4031 mobile  

  

If you do not want to receive additional emails, please click here


Market Watch Update




Real Estate market conditions change often and quickly which is why I send my clients and friends a new and very timely newsletter called Market Watch. This free Newsletter is filled with insight and statistics about the current real estate market using actual MLS data. Click here to access the reports and select the area you are interested in seeing. If you would like to see a report more specific to your town or another town you are interested in, just let me know and I will be happy to develop a custom report for you.

Enjoy!

 

 
  

  Respectfully, Gloria Benaro ch, Broker Associate 732.245.4031 mobile  

  

If you do not want to receive additional emails, please click here


Your daily garage sales from GarageSalesTracker.com






























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DUNN WRIGHT ESTATE SERVICE Is In HOWELL For 50% to 75% off this weekend
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GREAT SALE ON SATURDAY
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Estate Cleanout thursday12/11 9am-230pm
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Elegant Household Dishes,
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owner hempstead
10 Lincoln Rd. Hempstead, NY
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TAG SALE/ GARAGE SALE ****BY APPOINTMENT ONLY***
HEMPSTEAD, NY 11550
ANTIQUES
FURNITURE
LAMPS, ELECTRONICS, DISHES, CRYSTALS, LOTS OF CLOTHES NEW...
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Dec 14, 2014

Estate sale. Sunday December 14, 2014. 10am-4pm. Bring your best offers and your own packing materials. China, glass wear, silverware, furniture,...
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CALLING ALL SHOPPERS/SUNDAY, DEC. 14
150-75 Goethals Ave. Queens, NY
Dec 14, 2014

COME TO:
ST. NICHOLAS OF TOLENTINE`S GIANT INDOOR FLEA MARKET
AT 150-75 GOETHALS AVE. (UNION TURNPIKE & PARSONS BLVD.)
JAMAICA
OVER 80 VENDORS...
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50 School House Lane. Rosendale, NY
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Great Undiscovered ItemsMoving and Antique Sale 190 white st.
190 White St. Lakewood Township, NJ
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Great Undiscovered ItemsMoving and Antique Sale 190 white st.
1251 Lakewood Farmingdale Rd. Howell, NJ
Dec 12, 2014 to Dec 14, 2014

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Moving Sale Everything Must Go
21 Melissa Lee Dr. Jackson, NJ
Dec 13, 2014 to Dec 14, 2014

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Great Undiscovered ItemsMoving and Antique Sale 190 white st.
190 White St. Howell, NJ
Dec 12, 2014 to Dec 14, 2014

Collection of over 40 YEARS ....THIS IS ONE GREAT GARAGE SALE...WAY TOO MANY ITEMS TO LIST...EVERYTHING FROM , HOUSEHOLD ITEMS , BOOKS,...
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Good luck with your hunt for treasure this week!
The team at Garage Sales Tracker




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© 2009-Present Treasure Listings LLC, All rights reserved.
You received this email because you opted in to receive notifications of garage sales in your area from GarageSalesTracker.com. You are welcome to update your email notification preferences, or unsubscribe from receiving future emails. If the above unsubscribe link does not work please visit http://www.garagesalestracker.com/unsubscribe/1422383/67021254b22bcc11f606116132de0a2362cd4a36 in your web browser.
Treasure Listings LLC can be contacted at 1912 West Anderson Ln Suite 204 Austin, TX 78757


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Location: 25 miles of Red Bank, NJ Change location or distance
Keywords: You currently do not have any keywords set up Add keywords









5 photos


pre lit 4ft christmas tree,air blown santa
18 Inverness Dr. Edison, NJ 08820
Dec 11, 2014 to Dec 13, 2014

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15 photos


used thirft shop open today 10am-8pm
7014 Fort Hamilton Pkwy. Brooklyn, NY 11228
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open from 10am-8pm everyday
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MOVING SALE WEST WELM MEDIA STORAGE/BUFFET BY 12/14
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BOUNTIFUL ESTATE SALE Nanette Fri. Sat., December 12th 13th
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14 Holly Tree Lane
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owner hempstead
10 Lincoln Rd. Hempstead, NY 11550
Dec 11, 2014 to Dec 18, 2014

TAG SALE/ GARAGE SALE ****BY APPOINTMENT ONLY***
HEMPSTEAD, NY 11550
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VINTAGE ANTIQUES books, records, clothes, junk, and more 867 Broadway
867 Broadway. Brooklyn, NY 11206
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867 BROADWAY AT THE BROADWAY/LOCUST...
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Great Undiscovered ItemsMoving and Antique Sale 190 white st.
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Great Undiscovered ItemsMoving and Antique Sale 190 white st.
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3 photos


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24 photos


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1125 Arnold Ave. Point Pleasant, NJ 08742
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Lavallette estate PLUS... Partial list: 5 framed & 2...
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241 photos


DUNN WRIGHT ESTATE SERVICE Is In HOWELL For 50% to 75% off this weekend
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Dec 13, 2014 to Dec 14, 2014

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Estate Cleanout thursday12/11 9am-230pm
326 W Walnut St. Long Beach, NY 11561
Dec 11, 2014

Owl andirons, crystal chandelier,assorted lamps,Mahogany china cabinet,loads women`s hats`bric brac,coats&furs Judaica, kitchen stuff,books...
Long Beach Sales Map









Garage Sale
11 Roberta Dr. Middletown, NJ 07748
Dec 13, 2014

Men`s XL-XXL
Winter clothes
Thermals
Eddie Bauer sweaters, shirts
Flannels
Hand made wool sweaters
Boots
RECORDS
Christmas decorations
Glass ware...
Middletown Sales Map









Moving Sale Everything Must Go
21 Melissa Lee Dr. Jackson, NJ 08527
Dec 13, 2014 to Dec 14, 2014

Moving out of our home and selling things we will not be able to bring to our new home:
Workout Equipment, Dining Room Set, China Cabinet, Wine...
Jackson Sales Map









Estate sale
1821 Burnett St. Brooklyn, NY 11229
Dec 14, 2014

Estate sale. Sunday December 14, 2014. 10am-4pm. Bring your best offers and your own packing materials. China, glass wear, silverware, furniture,...
Brooklyn Sales Map


















Good luck with your hunt for treasure this week!
The team at Garage Sale Finder




Want less emails? Manage your subscription.
Don't want this anymore? Safely unsubscribe.



















© 2009-Present Treasure Listings LLC, All rights reserved.
You received this email because you opted in to receive notifications of garage sales in your area from GarageSaleFinder.com. You are welcome to update your email notification preferences, or unsubscribe from receiving future emails. If the above unsubscribe link does not work please visit http://garagesalefinder.com/unsubscribe/1422376/c1ca9ceffd0d7a74ef7357e59568af561de65439 in your web browser.
Treasure Listings LLC can be contacted at 608 Wiltshire Dr. Hutto TX 78634


2015 Housing Predictions: What They Mean To You
























Many people, Buyers and Sellers alike want to know what the housing market is going to do in 2015. Realtor.com has just released their 2015 Forecast, and here are the main things you need to know, broken down into simple terms:

Top 5 Housing Predictions for 2015

1. Millennials Will Purchase More Homes: Defined “adult Millennials” are those who are 18 to 35 years old. Both population and households have grown at a slightly higher pace in 2014 and this trend will continue in 2015 with modest improvement over this year’s increases. Households headed by millennials will see significant growth as a reflection of economic gains. They will account for 65% of first time homebuyer sales in 2015.

2. Existing home sales will increase +8%: Existing home sales will grow as more buyers enter the market motivated by a clear belief that both rates and prices will continue to rise. The increase in home sales year-over-year will be similar to 2012, but this time the composition of properties sold will be more normal with minimal levels of distressed properties. If you’ve been on the fence about buying, you may want to do so now before we see that 8% increase begin.

3. Home prices will gain +4 to 5%: Low inventory levels and demand driven by improved employment opportunities will push home prices up next year. Many Sellers are waiting to see how much prices will increase in our area before they list their homes. However, keep in mind, if you are selling, and then buying another home with a new mortgage, it may be smarter not to wait for a 4% increase because interest rates are expected to rise, and you’ll lose more by having a higher interest rate on the new loan that you would earn by waiting for your home’s value to increase 4%.

4. Mortgage rates will end the year at 5%: Mortgage rates will increase in the middle of 2015, as the Federal Reserve increases its target rate by at least 50 basis points before the end of the year. Thirty year fixed rate mortgages will reach 5 percent by the end of 2015. One year adjustable rate mortgages (ARMs) will rise minimally. Lower ARM interest rates will influence an uptick in buyer interest for adjustable and hybrid mortgages. While still at historic lows, rate increases will affect housing affordability for first-timers trying to break into the housing market and will be another factor pushing them to less expensive locales.

5. Home affordability will decrease 5-10%: Affordability will decline in 2015 by 5-10%, based on home price appreciation and increasing mortgage interest rates. This decline will be somewhat offset by increasing incomes. When considering historical norms, housing affordability will continue to remain strong next year.

If you are waiting to buy a home – don’t wait! Prices will increase and interest rates will go up. The days of tons of foreclosures are gone.

If you are waiting to sell your home, but have to buy a home too, don’t wait, prices and interest rates (over a 15 or 30 year loan) will go up significantly and will negate any amount you’d hope to save by a 4% price increase. You are better to list now while inventory is low, get a great price on your home, but also take advantage of lower interest rates (currently in the 3-4% range depending on your credit score).

If you would like a no-obligation comparative market analysis to find out the value of your home - drop me a line! As always if I can help you with your real estate needs in any way, please let me know.  






































Liane Jamason

- Smith & Associates Real Estate




Named in the Top 100 Realtors in Pinellas County

1100 4th Street N, 2nd Floor St Petersburg, FL 33701


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