Previous month:
December 2014
Next month:
February 2015

January 2015

Join Us for the Taste of the Shore: A Food & Wine Event





























































You are invited!

St. George Greek Orthodox Church cordially invites you to our "Taste of the Shore" Food and Wine Tasting Event on Monday, February 9, 2015 to be held at our St. George Cultural Center in Ocean Township, New Jersey from 6:00pm to 10:00pm. Please come and enjoy a fantastic evening with us! Our Taste of the Shore promises to highlight an eclectic array of the Shore area's restaurants, and showcase their culinary talents and delights. In addition, local Dessert, Coffee, and Wine & Spirit companies will provide the perfect pairing for the evening's event!
 
Based on our past four Taste of the Shore events, we anticipate upwards of 350 attendees and graciously ask for your support by participating in any or all of the following:
Restaurant ParticipantEvent UnderwriterEvent SponsorshipAd Journal Advertiser
This event is being held to financially assist our St. George Greek Orthodox Church parish and its ministries in our continuing mission of service and outreach to the Ocean Township and Monmouth County communities at-large.
 
If you would like to join us as an attendee or participate in any of the above-referenced categories, please contact the Church Office as soon as possible at 732-775-2777.

Please accept our sincere thanks, in advance, for your anticipated participation in this year's "Taste of the Shore" Food and Wine Tasting Event. Your support will help make this event a success!

With great enthusiasm and gratitude.
Father Andrew Eugenis, Pastor
The Taste of the Shore Planning Committee
 



































A SPECIAL THANK YOU

To you! For having attended our Jersey Shore Greek Festival. With your help, we were able to donate generously to several local charitable organizations with proceeds from our festival. 

 Visit our Festival Website!

 


What Happened in Monmouth County Real Estate in 2014

Monmouth County Residential Real Estate for details (live)

 

Download Market Stats2014 MonCty pdf file

 

2014 was an active year!

2013 was more active!

We started out with an absorption rate of 7% and ended the year similar.

What that means is it would take 7 months to sell off ALL the inventory.
During August, September and October the rate went up to 9.5%.

Average Days on market at the beginning of the year was 92 days and ended higher, that would be normal because of the holidays.

The SALE to Original Price  started out at 92% and ended similarly.

2014 Average List price was $480,125 up from 2013 $458,189

2014 Average SOLD price was $341,422 up 3.77 % from  2013 at $329,004

Most active price range for the county was              2014             2013

$300,000-$399,999       2727 2743 -0.6

 

If you owuld like to get detailed info on your town please email me at [email protected]


[Just a Bite Organizing Tips] Test Your Resolve!





Having trouble viewing this email? Click here

You're receiving this email because you like us, you really like us! You are either a paid member of our program or at some point have given us permission to send you e-mails. And, we like you, too!

New Year's Resolutions: Top 10 Ways to Get Organized in the New Year

Does the countdown for the big ball drop fill you with dread? If that dread has more to do with your New Year’s resolutions than finding a pair of lips to kiss- you are in the right place. Watch this video for some strategies and videos you can use to set and accomplish your resolutions for the New Year.

You Can Do This! 5 Ways to Make Resolutions That Stick



 

Happy New Year! It's a beautiful time of hope, renewal, and self-reflection. Many people contact us and join our program to get organized during this time. It's a smart and rewarding endeavor! However, many people make the mistake of setting themselves up for disappointment by not being realistic with their resolutions for change.

Here are five guidelines for setting resolutions that stick long term, based on what I have seen about people’s setbacks in the past:

Take on only small amounts of change at one time. I once knew a sedentary meat-eater and smoker who decided to quit smoking, take up an exercise program, and become a vegetarian all at once. I am sure you can guess how that turned out! It was full speed ahead, and then at the first “failure,” the attempts were seen as completely futile and all was lost. We must add new habits and make changes on a slower, more realistic basis. If you are trying to get organized, start with just one project that will give you immediate success and visible results that affect your daily life, like your primary wardrobe closet, and use the momentum from that success to propel you forward into more.

Get support—it’s the missing link and the secret to success! In our Clutter Diet® online program and my book, we talk about three things that are necessary for personal change: Motivation, Education, and Support. Most people get motivated, learn what they need to do and how to do it, and completely forget about or ignore the support factor. Having accountability to someone else is one of the most powerful ways to persevere through the difficulties that come with change. Get a friend to be your “Accountability Partner” or “Motivation Partner,” so that you can support and encourage each other through the tough times. Weight Watchers® has known this for years—that is why they have meetings in person and “weigh-ins” to hold you accountable for your results.

Don’t compare yourself to an unrealistic ideal. What “organized” means for you is going to be different than for your neighbor, for your mother-in-law, and for the experts you see on TV. Please remember that what you typically see on TV and in magazines has been elaborately staged and planned for effect. It is not how real people live and is not realistic.

Watch out for “All or Nothing” thinking. The aspiring non-smoking vegetarian I mentioned above fell prey to this poisonous thinking—that you are either completely on or completely off a program of change. Just because you have a messy laundry room this week that does not mean that you are now completely hopeless and you need to give up on ever being organized! Keep in mind the image of a business graph with a line that zig-zags up and down but always trends upward and to the right. The business is growing steadily and making progress, but each “zag” in the line shows a temporary setback. The important thing to remember is progress over time. Keep going! Do NOT give up.

Have a strong, compelling reason for making change. In the long run, change is only successful if you have a reason for doing it. Your “why” is the wind in your sails that keeps you going when times are tough. You might be determined to not pattern your life after your parents, or you might be determined to show your children a better way of living. You might have health problems that resulted from stress, and getting organized means you can get some relief. Whatever your compelling reasons are, keep them in the front of your mind, especially when you are feeling discouraged.

 

Sneak Peek of This Week's Plan

Each week our paid Clutter Diet members receive our exclusive, full weekly "menu" plan of organizing projects. (Members click here to log in and get the plan) Here is a sneak peek at what we're working on this week:

One of our Side Dish projects for this week is to Return gifts before it’s too late. Don’t wait too long to return or exchange gifts that didn’t work! Many stores have policies limiting how long you have to return items. Some electronics stores only allow returns within 14 days. Stores usually have extra staff available or special tables set up for handling returns this time of year, so if you go at off-peak times you should be able to get in and out very quickly.



Remember, if you don’t return it in time, it becomes clutter!



Here is another tip: Do you have gift cards from stores you don’t shop in? Or would you like to consolidate various unrelated gift cards to buy one big item? Or would you even like to get cash for them? Here are two websites to help you out: www.cardavenue.com and www.cardcash.com .

 

Our members are also working on our Main Dish and other projects this week, and they get unlimited advice and support from our team of Certified Professional Organizers® in our member message board area! If you're not a member yet, you can join us to get the full Weekly Plan and check it out with our 7-Day Quickstart program!



Our paid members can get the plan by clicking the link below and "weighing in" with what you got done last week. You may need to log in first with your user name and password.

 

Get this week's plan. By the way, members do not need to wait for this announcement e-mail to get the new plan-- it's automatically in the system every Thursday morning.

                                                          

Productively yours,



 

Lorie Marrero, CPO®

Creator of the Clutter Diet®

 

 

Did You Know?

We have an affiliate program! You can earn 20% commissions on referrals for sales of Clutter Diet memberships, books, and products. Read more about it and sign up (at no cost) here on our affiliate page. You can put our buttons, banners, or text links on your own website or in an e-mail message.

FTC Disclosure: Occasionally in this newsletter I may have links to other companies' products which provide me with a commission if you purchase from my link. I want you to know that I feature only products here that I absolutely believe in and getting a commission on them is just a smart bonus if I happen to have a link available to me... I am at all times looking out for what is best for my readers and my reputation. Thank you! 

If you no longer wish to receive our emails, click the link below:

Unsubscribe

Clutter Diet, Inc. PO Box 40460 Austin, Texas 78704 United States (866) 915-3438


[Just a Bite Organizing Tips] Test Your Resolve!





Having trouble viewing this email? Click here

You're receiving this email because you like us, you really like us! You are either a paid member of our program or at some point have given us permission to send you e-mails. And, we like you, too!

New Year's Resolutions: Top 10 Ways to Get Organized in the New Year

Does the countdown for the big ball drop fill you with dread? If that dread has more to do with your New Year’s resolutions than finding a pair of lips to kiss- you are in the right place. Watch this video for some strategies and videos you can use to set and accomplish your resolutions for the New Year.

You Can Do This! 5 Ways to Make Resolutions That Stick



 

Happy New Year! It's a beautiful time of hope, renewal, and self-reflection. Many people contact us and join our program to get organized during this time. It's a smart and rewarding endeavor! However, many people make the mistake of setting themselves up for disappointment by not being realistic with their resolutions for change.

Here are five guidelines for setting resolutions that stick long term, based on what I have seen about people’s setbacks in the past:

Take on only small amounts of change at one time. I once knew a sedentary meat-eater and smoker who decided to quit smoking, take up an exercise program, and become a vegetarian all at once. I am sure you can guess how that turned out! It was full speed ahead, and then at the first “failure,” the attempts were seen as completely futile and all was lost. We must add new habits and make changes on a slower, more realistic basis. If you are trying to get organized, start with just one project that will give you immediate success and visible results that affect your daily life, like your primary wardrobe closet, and use the momentum from that success to propel you forward into more.

Get support—it’s the missing link and the secret to success! In our Clutter Diet® online program and my book, we talk about three things that are necessary for personal change: Motivation, Education, and Support. Most people get motivated, learn what they need to do and how to do it, and completely forget about or ignore the support factor. Having accountability to someone else is one of the most powerful ways to persevere through the difficulties that come with change. Get a friend to be your “Accountability Partner” or “Motivation Partner,” so that you can support and encourage each other through the tough times. Weight Watchers® has known this for years—that is why they have meetings in person and “weigh-ins” to hold you accountable for your results.

Don’t compare yourself to an unrealistic ideal. What “organized” means for you is going to be different than for your neighbor, for your mother-in-law, and for the experts you see on TV. Please remember that what you typically see on TV and in magazines has been elaborately staged and planned for effect. It is not how real people live and is not realistic.

Watch out for “All or Nothing” thinking. The aspiring non-smoking vegetarian I mentioned above fell prey to this poisonous thinking—that you are either completely on or completely off a program of change. Just because you have a messy laundry room this week that does not mean that you are now completely hopeless and you need to give up on ever being organized! Keep in mind the image of a business graph with a line that zig-zags up and down but always trends upward and to the right. The business is growing steadily and making progress, but each “zag” in the line shows a temporary setback. The important thing to remember is progress over time. Keep going! Do NOT give up.

Have a strong, compelling reason for making change. In the long run, change is only successful if you have a reason for doing it. Your “why” is the wind in your sails that keeps you going when times are tough. You might be determined to not pattern your life after your parents, or you might be determined to show your children a better way of living. You might have health problems that resulted from stress, and getting organized means you can get some relief. Whatever your compelling reasons are, keep them in the front of your mind, especially when you are feeling discouraged.

 

Sneak Peek of This Week's Plan

Each week our paid Clutter Diet members receive our exclusive, full weekly "menu" plan of organizing projects. (Members click here to log in and get the plan) Here is a sneak peek at what we're working on this week:

One of our Side Dish projects for this week is to Return gifts before it’s too late. Don’t wait too long to return or exchange gifts that didn’t work! Many stores have policies limiting how long you have to return items. Some electronics stores only allow returns within 14 days. Stores usually have extra staff available or special tables set up for handling returns this time of year, so if you go at off-peak times you should be able to get in and out very quickly.



Remember, if you don’t return it in time, it becomes clutter!



Here is another tip: Do you have gift cards from stores you don’t shop in? Or would you like to consolidate various unrelated gift cards to buy one big item? Or would you even like to get cash for them? Here are two websites to help you out: www.cardavenue.com and www.cardcash.com .

 

Our members are also working on our Main Dish and other projects this week, and they get unlimited advice and support from our team of Certified Professional Organizers® in our member message board area! If you're not a member yet, you can join us to get the full Weekly Plan and check it out with our 7-Day Quickstart program!



Our paid members can get the plan by clicking the link below and "weighing in" with what you got done last week. You may need to log in first with your user name and password.

 

Get this week's plan. By the way, members do not need to wait for this announcement e-mail to get the new plan-- it's automatically in the system every Thursday morning.

                                                          

Productively yours,



 

Lorie Marrero, CPO®

Creator of the Clutter Diet®

 

 

Did You Know?

We have an affiliate program! You can earn 20% commissions on referrals for sales of Clutter Diet memberships, books, and products. Read more about it and sign up (at no cost) here on our affiliate page. You can put our buttons, banners, or text links on your own website or in an e-mail message.

FTC Disclosure: Occasionally in this newsletter I may have links to other companies' products which provide me with a commission if you purchase from my link. I want you to know that I feature only products here that I absolutely believe in and getting a commission on them is just a smart bonus if I happen to have a link available to me... I am at all times looking out for what is best for my readers and my reputation. Thank you! 

If you no longer wish to receive our emails, click the link below:

Unsubscribe

Clutter Diet, Inc. PO Box 40460 Austin, Texas 78704 United States (866) 915-3438


2015 Conforming Loan Limits




 
 
 
Gerald Santoro
 
Mortgage Banker
NMLS# 630694
198 Route 9 North
Manalapan, NJ 07726
732-241-4015 : Direct
866-475-3094 : e-Fax
 
National Direct Lender
 

 

[email protected]
APPLY NOW....
 

You may opt out at any time by replying to this message and letting the sender know you no longer wish to receive email from them. This e-mail and any files transmitted with it are confidential, and are intended
solely for the use of the individual or entity to whom this e-mail is addressed. If you are not one of the named recipients or otherwise have reason to believe that you have received this message in error, please notify the sender and delete this message immediately.
Any other use, retention, dissemination, forwarding, printing, or copying of this e-mail by unauthorized recipients is strictly prohibited. This e-mail and any files transmitted with it may contain nonpublic personal information about consumers subject to
the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or disclose such information for any purpose other than to provide the services for which you are receiving the information. Peoples Bank is headquartered in Lawrence,
Kansas. Member FDIC.

Download 2015_ConformingLoanLimitsPHL.pdf