What should I know before rebuilding? It is very important that you carefully document any repair or reconstruction project to ensure you have a record of all activities from inception to completion. Photographs and other forms of documentation should be kept before, during, and after construction. Retain all receipts, bills, surveys and construction plans. These items will help document the history of your project should you need to do so for FEMA assistance or insurance reimbursement.
On January 24, 2013, Governor Chris Christie announced new emergency regulations issued by the Department of Environmental Protection (DEP) adopting the FEMA flood maps, which provide rebuilding standards in the aftermath of Hurricane Irene and Superstorm Sandy in New Jersey. The new maps, while already issued by FEMA, will not take effect for 18-24 months, potentially leaving property owners in a state of limbo as to whether they should rebuild their properties today or wait up two years until the new maps are adopted. Under federal law, property owners in flood prone areas whose property was damaged by 51% or more, automatically must meet current rebuilding and height standards. Those whose properties were 50% or less damaged are not required to meet current rebuilding and height standards. However if they choose not to rebuild, they may pay substantially more for flood insurance.
The emergency rule also allows property owners who rebuild to the new guidelines (plus one foot) to do so with a Permit by Rule (PBR), cutting red tape for these property owners to apply for a Flood Hazard Area permit and saving them at least $500 in permit fees plus designing and engineering costs. In addition, this portion of the rule allows for reconstruction to begin without waiting for DEP approval of the flood hazard area permit. The adoption of the FEMA flood maps and the other portions of this rule take effect immediately and are meant to provide guidance so property owners can rebuild today without paying significant flood insurance premiums and to prevent potentially hundreds of sets of standards that could vary by municipality. For additional information and to view the rules, visit the DEP website.
LONG BRANCH — City officials amended their flood damage prevention ordinance Tuesday to raise the height requirements in the flood zones for new construction and substantially damaged structures.
The new plan will call for homeowners to build two feet above their advisory base flood elevations. It’s an approach that will cost them thousands now, but one officials believe can save homeowners as much as 66 percent on flood insurance down the road.
“If we didn’t require it, people’s flood insurance ... is going to be so catastrophically expensive, ([they’re) not going to be able to afford it,” said Mayor Adam Schneider.
Hello, this Saturday at
1pm I will be at Capone's restaurant in Toms River with my friend Marian
and Pampered Chef to do a fundraiser party for 2 families. please come
and bring friends. RSVP to me for directions